What to look out for when dealing with insurance companies

On Behalf of | Nov 19, 2020 | Car Accidents, Motor Vehicle Accident |

If you’ve suffered from a car accident in Louisiana, you might assume that you’ll have to sue the other driver to receive compensation. However, in most cases, you’ll end up dealing with the insurance company. If you don’t properly weigh your options, you might end up accepting a settlement that’s worth only a fraction of what you’re actually owed.

How can you protect yourself from insurance companies after an accident?

Once the other driver’s insurance company starts calling, you can protect yourself by never accepting the initial offer. Most of the time, an insurance company will offer you a percentage of the amount that you’re actually owed to save money. Even if it seems like a lot, you can always aim higher. Keep in mind that insurance companies aren’t here to help you: They’re here to make money.

To seek compensation, you might want to hire an attorney. An attorney may help you launch a personal injury case against the other driver. Your attorney may also be able to warn you when the insurance company is trying to take advantage of you. They may tell you how much compensation you’re actually owed and help you fight for a fair settlement.

You might also end up dealing with your own insurance company. If the other driver didn’t have good insurance, they may simply not have much money to offer you. As a result, you might end up filing a claim with your own company. Your attorney may help you collect evidence to prove that you weren’t at fault and help you file a claim because the other driver wasn’t sufficiently insured.

Where can you go for legal assistance after an accident?

Hiring an attorney might be your best option after a car accident. An attorney may help you negotiate with a number of people, including the other driver and your insurance company. They may even help you negotiate with your own insurance company if it rejects your claim.